What is the Best Fire Proof Home Safe?

When You Want the Best Fireproof Home Safe, Look at UL Rated Safes

Unfortunately, this home was recently lost to the Carr Fire in Redding, Ca. Upon returning the owners discovered complete devastation. The house had burned HOT and was still smoldering several days later.

But then…there was this safe…still standing…charred and fire damaged….but standing.
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A lone safe survived the fire.

The lock on this fire rated safe had burned off so it would have to be drilled. Now this is an American Security / AMSEC TL-rated high security safe with a 2-hr fire UL rating.

What to Look For in a Fire Rated Safe.

This AMSEC safe is as high-end as it gets. And so is the fire rating. When you are looking at fire-rate home safes, or business safes, be sure that they are UL rated, it is the gold standard for safe fire ratings. The AMSEC line of fire safes are rated at 1200 degrees. This TL-rated safe is rated for 2 hours at 1200 degrees.

This AMSEC safe is tough.Now most home safes don’t need to be 2-hour fire rated. In fact, 30 minutes is sufficient for a home safe. Home fires burn at about 1100 degrees. Once the house is at the temperature the fire department is usually there putting out the blazes and further cooling the blaze. So a UL 30 minute fire rated safe is usually good enough for homes under 2,500 sf.

But if you are not in a city and you are in a rural area, it can take much longer for the fire department to arrive. And, if it is a large fire, like this blaze in California, the safe can be exposed to the flames for much longer than an hour. That’s when you need a UL rated 90-120 minute fire rated safe.

This TL rated safe is built like a tank. They are designed to protect their content and can cost a few thousand dollars. My best guess is that this safe was probably in the neighborhood of $5,000. It’s so secure, it took this California locksmith 3 1/2 hours to drill it open.

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UL Rated Fire Safes Survive the Heat

But once he got this charred, fire exposed safe open, what did he find?

The entire content of this safe survived the fire! Wedding ring, coin collections, stamps… it all made it! Are fire proof safes worth it? Yes! When you wan to protect what inside, the UL fire rating is definitely worth it!

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Non UL Fire Rated Safes, Might Not Cut It

Cheap Safes are Built CheapNow here’s a photo of what’s left of one of those big-box-store fire rated safes.

How much fire safe do you see left here? Nada. And practically nada of what was inside either.

These safes sell for WELL under $1,000. Was this safe worth it? Who got the better deal?

Safes are like parachutes, when you need one you don’t want it to be made cheap. To be sold cheap, cheap safes are simply made cheap. They don’t protect their content.

Why UL Ratings are Important and Why Choose AMSEC

AMSEC conducted an internal study of the fire rating of their BF line of fire rated safes against those of their competitors.

AMSEC’s BF line of gun safes is 2-hr fire rated safe. Check out these results. NONE of the competitors safes came close to their fire ratings.


Table: Fire Rating vs Fire Actual Protection

Fire Rating vs Fire Actual Protection
Brand Given Fire Rating Actual Fire Protection
 Brand A 60 Min 60 Min 47 Min
 Brand A 2.5 Hr 150 Min 69 Min
 Brand B 120 Min 9 Min (that’s not a typo, just 9 minutes)
 AMSEC BF Safe 120 Min 128 Min


Fire rated safes come with all sorts of fire ratings. Look for those rated at values greater than 1200 degrees for added protection and look for those that carry the UL Fire Rated symbol if you want to be 100% sure it stands up to the heat.